TaobaoClient client = new DefaultTaobaoClient(url, appkey, secret);
AlipayInsCheckQueryTaobaoUserRequest req = new AlipayInsCheckQueryTaobaoUserRequest();
req.setUserId(3700397617L);
req.setBizOrderId(1100210357916989255L);
req.setPolicyNo("18122550066068110626");
AlipayInsCheckQueryTaobaoUserResponse rsp = client.execute(req);
System.out.println(rsp.getBody());

ITopClient client = new DefaultTopClient(url, appkey, secret);
AlipayInsCheckQueryTaobaoUserRequest req = new AlipayInsCheckQueryTaobaoUserRequest();
req.UserId = 3700397617L;
req.BizOrderId = 1100210357916989255L;
req.PolicyNo = "18122550066068110626";
AlipayInsCheckQueryTaobaoUserResponse rsp = client.Execute(req);
Console.WriteLine(rsp.Body);

$c = new TopClient;
$c->appkey = $appkey;
$c->secretKey = $secret;
$req = new AlipayInsCheckQueryTaobaoUserRequest;
$req->setUserId("3700397617");
$req->setBizOrderId("1100210357916989255");
$req->setPolicyNo("18122550066068110626");
$resp = $c->execute($req);

curl -X POST 'http://gw.api.taobao.com/router/rest' \
-H 'Content-Type:application/x-www-form-urlencoded;charset=utf-8' \
-d 'app_key=12129701' \
-d 'format=json' \
-d 'method=alipay.ins.check.query.taobao.user' \
-d 'partner_id=apidoc' \
-d 'sign=DB8E6DEF57FE89C78F1DC1AE52D21B65' \
-d 'sign_method=hmac' \
-d 'timestamp=2025-06-08+03%3A16%3A08' \
-d 'v=2.0' \
-d 'biz_order_id=1100210357916989255' \
-d 'policy_no=18122550066068110626' \
-d 'user_id=3700397617'

# -*- coding: utf-8 -*-
import top.api

req=top.api.InsCheckQueryTaobaoUserRequest(url,port)
req.set_app_info(top.appinfo(appkey,secret))

req.user_id=3700397617
req.biz_order_id=1100210357916989255
req.policy_no="18122550066068110626"
try:
	resp= req.getResponse()
	print(resp)
except Exception,e:
	print(e)

pTopRequest pRequest = alloc_top_request();
pTopResponse pResponse = NULL;
pTaobaoClient pClient = alloc_taobao_client(url, appkey, appsecret);
set_api_name(pRequest,"alipay.ins.check.query.taobao.user");
add_param(pRequest,"user_id","3700397617");
add_param(pRequest,"biz_order_id","1100210357916989255");
add_param(pRequest,"policy_no","18122550066068110626");
pResponse = top_execute(pClient,pRequest,NULL);
printf("ret code:%d\n",pResponse->code);
if(pResponse->code == 0){
	pTopResponseIterator ite = init_response_iterator(pResponse);
	pResultItem pResultItem = alloc_result_item();
	while(parseNext(ite, pResultItem) == 0){
		printf("%s:%s\n",pResultItem->key,pResultItem->value);
	}
	destroy_response_iterator(ite);
	destroy_result_item(pResultItem);
}
destroy_top_request(pRequest);
destroy_top_response(pResponse);
destroy_taobao_client(pClient);

TopClient = require('./topClient').TopClient;
var client = new TopClient({
	'appkey': 'appkey',
	'appsecret': 'secret',
	'REST_URL': 'http://gw.api.taobao.com/router/rest'
});

client.execute('alipay.ins.check.query.taobao.user', {
	'user_id':'3700397617',
	'biz_order_id':'1100210357916989255',
	'policy_no':'18122550066068110626'
}, function(error, response) {
	if (!error) console.log(response);
	else console.log(error);
})

<alipay_ins_check_query_taobao_user_response>
    <result>
        <biz_error_code></biz_error_code>
        <biz_error_msg></biz_error_msg>
        <biz_success></biz_success>
        <model>
            <binded_alipay_account_nos>
                <string></string>
            </binded_alipay_account_nos>
            <binding_alipay_account_no></binding_alipay_account_no>
            <user_nick></user_nick>
        </model>
    </result>
</alipay_ins_check_query_taobao_user_response>

{
    "alipay_ins_check_query_taobao_user_response":{
        "result":{
            "biz_error_code":"",
            "biz_error_msg":"",
            "biz_success":,
            "model":{
                "binded_alipay_account_nos":{
                    "string":[
                        ""
                    ]
                },
                "binding_alipay_account_no":"",
                "user_nick":""
            }
        }
    }
}

<error_response>
    <code>50</code>
    <msg>Remote service error</msg>
    <sub_code>isv.invalid-parameter</sub_code>
    <sub_msg>非法参数</sub_msg>
</error_response>

{
	"error_response":{
		"msg":"Remote service error",
		"code":50,
		"sub_msg":"非法参数",
		"sub_code":"isv.invalid-parameter"
	}
}